Keys to Opportunity in the Housing Market

Peggy Bailey

Vice President for Housing and Income Security
Center on Budget and Policy Priorities

Peggy Bailey is the Vice President for Housing and Income Security. She oversees the Center’s work to protect and expand access to affordable housing, improve state’s Temporary Assistance for Needy Families (TANF) and child support programs and expand employment opportunities to housing and cash assistance recipients. 

Throughout her career, she has helped build connections between the housing community and health, nutrition, child welfare, and other systems of care, amid growing recognition that access to stable, affordable housing is a necessary foundation that enables people with low incomes to meet other basic needs and to make progress towards achieving their hopes and dreams. Bailey’s work is centered in identifying the ways racism and discrimination in housing policy have resulted in disinvestment in communities of color and created disparate outcomes for people in marginalized groups. 

Prior to rejoining the Center in 2022, Bailey served in the Biden/Harris Administration as the Senior Advisor on Rental Assistance to HUD Secretary Marcia L. Fudge.  

Bailey holds a B.A. in Government from the University of Notre Dame, and a Master of Public Affairs from the University of Texas at Dallas. 

Ingrid Gould Ellen

Paulette Goddard Professor of Urban Policy and Planning, Director for Furman Center for Real Estate and Urban Policy
New York University

Ingrid Gould Ellen is the Paulette Goddard Professor of Urban Policy and Planning at the NYU Wagner Graduate School of Public Service and a Faculty Director at the NYU Furman Center.  She currently serves as the president of the American Real Estate and Urban Economics Association.  Professor Ellen’s research centers on housing and urban policy.  She has written numerous peer-reviewed articles related to housing policy, neighborhood change, and segregation.  She is also author of Sharing America’s Neighborhoods: The Prospects for Stable Racial Integration (Harvard University Press, 2000), co-editor of How to House the Homeless (Russell Sage, 2010), and co-editor of The Dream Revisited: Contemporary Debates About Housing, Segregation and Opportunity (Columbia University Press, 2019).  Professor Ellen has held visiting positions at the Department of Urban Studies and Planning at MIT, the U.S. Department of Housing and Urban Development, the Urban Institute and the Brookings Institution.  

Jung Hyun Choi

Senior Research Associate, Housing Finance Policy Center
Urban Institute

Jung Hyun Choi is a senior research associate with the Housing Finance Policy Center at the Urban Institute. She studies urban inequality, focusing on housing, urban economics, real estate finance, and disadvantaged populations in the housing market. Before joining Urban, Choi was a postdoctoral scholar at the University of Southern California Price Center for Social Innovation, where her research examined innovative housing and social policies to enhance quality of life for low-income households. Choi holds a PhD in public policy and management from the Price School of Public Policy at the University of Southern California. 

Sara Kimberlin

Executive Director and Senior Research Scholar
Stanford Center on Poverty and Inequality

Sara Kimberlin serves as Executive Director and Senior Research Scholar at the Stanford Center on Poverty and Inequality (CPI). Her research examines how poverty is measured, as well how social policies such as tax credits, safety net programs, and cash-based interventions affect the economic security of families and individuals with low incomes. She also examines housing affordability and homelessness and effective policy approaches to address these challenges. Before joining Stanford CPI in her current role, Sara served in a variety of positions focused on policy and practice related to economic security and housing needs, including analyzing state policies and budgets as Senior Policy Fellow at the California Budget & Policy Center; consulting for nonprofits, philanthropy, and cross-sector partnerships; and serving in senior management for a homeless services nonprofit. Sara holds a bachelor’s degree from Harvard University and a master’s degree and Ph.D. in social welfare from the University of California, Berkeley. 

Carolina Reid

I. Donald Terner Distinguished Professor in Affordable Housing and Urban Policy in the Department of City and Regional Planning and Faculty Research Advisor
Terner Center for Housing Innovation at the University of California at Berkeley

Carolina K. Reid is the I. Donald Terner Distinguished Professor in Affordable Housing and Urban Policy in the Department of City and Regional Planning at the University of California at Berkeley, and the Faculty Research Advisor at the Terner Center for Housing Innovation. As the Faculty Research Advisor for the Terner Center for Housing Innovation, she leads the design and execution of the Center’s research agenda and portfolio. Carolina specializes in housing and community development, with a specific focus on access to credit, housing and mortgage markets, urban poverty, and racial inequality.  Her current research projects include a statewide assessment of strategies to address homelessness in California, the role that subsidized housing plays in promoting economic mobility among low-income families, and the impact of discrimination in mortgage lending on the racial wealth gap. Her scholarship has been covered in national and international media, including the New York Times, the Wall Street Journal, National Public Radio, and local outlets such as the Mercury News and San Francisco Chronicle. Before joining the faculty at UC Berkeley, Carolina worked at the Center for Responsible Lending and at the Federal Reserve Bank of San Francisco. She has a BA from Stanford University and an MA and PhD from the University of Washington, Seattle. 

Rocio Sanchez-Moyano

Senior Researcher, Community Development
Federal Reserve Bank of San Francisco

Rocio Sanchez-Moyano joined the Federal Reserve Bank of San Francisco in 2020 as a Senior Researcher in Community Development. Rocio’s areas of expertise include housing and asset building, with a special interest in racial equity and the experiences of Hispanic and immigrant households. At the SF Fed, her focus is on emerging trends in community development finance and financial inclusion, including the role of fintech in low-income communities.

Rocio previously worked on a variety of housing topics at the Terner Center for Housing Innovation and Urban Displacement Project at UC Berkeley, and at the Joint Center for Housing Studies at Harvard University. She received a PhD in City and Regional Planning from UC Berkeley, and a Masters in Public Affairs and undergraduate degrees in Economics and Political Science from the University of Wisconsin-Madison.