Voices Blog – News & views for the community development field

Community Reinvestment Act (CRA)
By Federal Reserve Community Development Staff
Speakers from the Federal Reserve, FDIC, and OCC provide an overview of the interagency CRA notice of proposed rulemaking (NPR).
Young Black woman looking at papers with postsecondary financing options
By PJ Tabit
Many students take on debt to pay for postsecondary education and training, but other options are available. Here's what experts told us at a recent conference.
CRA: Building Blocks for Change
By Benjamin Horowitz
The Community Reinvestment Act can help lenders chart a different future for low-and moderate-income neighborhoods. Here are four examples.
By Benjamin Horowitz
The Community Reinvestment Act is approaching its first significant modernization in about a quarter century. Take a look back at the historical conditions that shaped it.
Woman looks over grocery bill at kitchen table
By Kuma Okoro
New research tells us that inflation may impact different people in different ways. People's experiences with rising prices depend on where they live, how much they earn, and how they spend.
Individual in yellow sweater doing taxes
By Nathan Anderson
Many Americans with no or low income can benefit from expert tax-filing assistance, and in some cases, get thousands of dollars in tax refunds. 
By Andrew Dumont, Marysol McGee
Entrepreneurs are the life blood of a community’s economy. Investing in and supporting entrepreneurship ecosystems can lead to the growth of additional entrepreneurial activity in a community.
Family-owned small business
By Dell Gines
Access to credit is vital for small businesses. The Federal Reserve's annual Small Business Credit Survey provides critical data and insights for policymakers, small business support program managers.
Cafe worker, like those at risk of going over the benefits cliff, assists a customer
By Fed Communities Staff
Landing a better-paying job is the dream of many Americans. But what happens when a higher salary makes it harder to pay the bills?
Mom gives daughter a math lesson, caregiving at home
By Anna Crockett, Steven Howland
The pandemic highlighted the important role of caregivers in the economy, but it also heightened their struggles.