Benefits Cliff
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Career Ladder Identifier and Financial Forecaster (CLIFF)
The CLIFF suite of tools developed by the Federal Reserve Bank of Atlanta models the interaction of public benefits, taxes, and tax credits with career advancement. The CLIFF suite currently includes three core tools—CLIFF Snapshot, CLIFF Dashboard, and CLIFF Planner. Each tool is tailored to meet a client’s needs in different career stages.
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To advance workers and the bottom line, employers act on benefits cliff
Benefits cliffs challenge workers’ financial security and career advancement and introduce staffing and retention complications for employers. Pilot programs and partnerships offer employers guidance on how they can help address the issue.
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Coalition draws on local benefits cliff lessons to inform national approach
Dozens of experiments across the country aim to mitigate workers’ benefits cliffs as their incomes rise and assistance lessens. A coalition of 13 of these pilots now plans to share what they have learned and practiced with policymakers, employers, and funders.
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How the Fed goes beyond the data to try to make the economy work for everyone
Utilizing qualitative data from various sources helps paint a comprehensive picture of economic well-being and guides policy discussions at the Federal Reserve. Amidst uncertainties, staying connected to the pulse of real-world experiences remains key.
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![[Watch] Navigating Benefits Cliffs – Barriers and Solutions](https://fedcommunities.org/wp-content/uploads/2023/09/connecting-communities-benefits-cliff.png?w=1024)
[Watch] Navigating Benefits Cliffs – Barriers and Solutions
Explore Benefits Cliff from the perspective of employers, the Federal Reserve, and community leaders who help families navigate public assistance programs and plan for career advancement opportunities. Watch or listen on demand.
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The benefits cliff, explained
A benefits cliff can make a family feel like their hard work really isn’t paying off or helping them get ahead. Why is the benefits cliff issue so hard to address? And what are some communities doing to tackle it?







![[Watch] Investing in community expertise, Tennessee takes on the benefits cliff](https://fedcommunities.org/wp-content/uploads/2023/08/mackeisha-jenkins-1920x1280-1.jpg?w=1024)

![[Watch] ‘I’ve been there’: How those who’ve faced the benefits cliff drive change](https://fedcommunities.org/wp-content/uploads/2023/08/kandie-cleaves-1920x1280-1.jpg?w=1024)