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Featured - Community Development Resources


Consumer Credit Explorer

Interested in learning consumer credit trends in your region? The Consumer Credit Explorer (CCE) is a new interactive tool for examining trends in consumer credit use at the regional, state, and national levels. The CCE enables users to look at quarterly changes in credit use indicators from 2005 to 2015 and to compare indicators across different areas. Check out the CCE and examine key credit use indicators related to mortgage debt, auto debt, student loan debt, debt collections, and others. Users can view these indicators by borrowers’ neighborhood income, credit score, and age.

CRA Final Revisions to Interagency Questions and Answers

The Federal Reserve and other bank regulatory agencies with responsibility for the Community Reinvestment Act (CRA) rulemaking published final revisions to "Interagency Questions and Answers Regarding Community Reinvestment". The document provides additional guidance to financial institutions and the public on the agencies' CRA regulations.

REGISTER NOW | Reinventing Our Communities: Transforming Our Economies

This September 21-23, the Federal Reserve Bank of Philadelphia will host its Reinventing Our Communities: Transforming Our Economies conference in Philadelphia. This biennial national event draws hundreds of professionals to share knowledge, discuss best practices, and network. Featuring experts from across the US, the conference will examine how communities connect people, place, and capital to transform local and regional economies in an inclusive way. Check out the agenda for session specifics and register soon to reserve your spot.

REGISTER NOW | Exploring Financial Resilience and Mobility

The Kansas City Fed will host a national conference on September 7-8, 2016 to take a fresh look at a variety of issues that affect the financial wellness of low- and moderate-income communities. The agenda features national experts who will explore unique approaches to health, housing, jobs, education and consumer finance - issues that continue to affect household financial resiliency and mobility.

Closing the Digital Divide: A Framework for Meeting CRA Obligations

Access to broadband has become an essential component of economic opportunity and financial well-being, yet there is a significant digital divide in many underserved communities.This Dallas Fed publication is a practical guide for financial institutions that shows how digital inclusion can improve the lives of low- and moderate-income individuals who have limited access to broadband infrastructure. It presents best practices and information on lending, services and investments that can help close the digital divide and contribute to an inclusive and vibrant entrepreneurial economy.

Federal Reserve Community Development Perspectives

Ever wonder about the Federal Reserve’s involvement in the field of community development? Wonder no more. Released in June 2014, Federal Reserve Community Development Perspectives: A summary of activities, insights, and future opportunities answers the "what," "why" and "how" of the Fed's role in community development. The report highlights the Fed’s recent efforts to address barriers to economic growth, and promote fair and informed access to financial markets. Featuring brief summaries of its community development work organized into four focus areas--people, place, the policy and practice of community development, and small business--the report includes background information that helps to provide context for this work, a sampling of key research, outreach programs and other initiatives, as well as some ideas on future challenges, needs and opportunities.


VIDEO | An Introduction to the Community Reinvestment Act

This short, seven-minute video highlights the purpose, application and importance of the Community Reinvestment Act (CRA), a law that helps bring billions of dollars in bank capital to low- and moderate-income communities every year. Understanding how this law works is essential for banks looking to make impactful loans and investments, non-profits seeking funding, and communities wanting to ensure their financial institutions are operating in fair and responsive ways. Learn how the CRA works and what it means for communities across the country.

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