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Economic Well-Being of US Households in 2025
The annual SHED survey offers insight into the financial well-being of US adults and their families and provides important information about how people are faring in the economy. The latest report finds overall financial conditions similar to the past two years, with concerns over prices and labor market conditions remained solid despite some softening.
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Get insights from the Fed’s community development teams and their collaborators.
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Opportunity Zones 2.0 will offer place-based investment in low-income communities
Changes in 2025 to the Opportunity Zones (OZ) tax-incentive initiative present an opportunity for local leaders, community-based organizations, investors, and state and local agencies to shape a new decade of place-based investments in low-income communities. Communities are preparing now for what many call “OZ 2.0.”
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![[Watch] Unlocking the Voice of Small Businesses: New Insights from the 2025 Small Business Credit Survey](https://fedcommunities.org/wp-content/uploads/2026/02/1920-x-1280-Nov-6-CC.jpg?w=1024)
[Watch] Unlocking the Voice of Small Businesses: New Insights from the 2025 Small Business Credit Survey
In this Connecting Communities webinar, we take a closer look at the 2026 Report on Employer Firms and key findings from the 2025 Small Business Credit Survey. Watch or listen anytime.
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Community perspectives and conditions from the Fed’s Beige Book, April 2026
Inflation is driving increases in the utilization of support services, spending on credit, and restructuring debt. As one contact noted, lower- and middle-income households “can’t out-budget low wages, tariffs, and inflation.”
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Innovation and collaboration help drive access to capital in rural communities
Accessing funding and capital can be difficult in rural and urban communities. But the barriers for rural communities can be heightened due to capacity and resource constraints. Organizations are using creativity to turn challenges into opportunities.
Explore data and research
From survey findings to dashboards, the Fed’s data can inform collaborative efforts between policymakers, employers, and educators.
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Read more →: How the Fed studies and understands housing’s key role in the economyHow the Fed studies and understands housing’s key role in the economy
The cost and availability of housing affect family budgets, labor force mobility, business growth, and the health of the economy. Learn how the Fed studies and engages with communities around vital housing trends, challenges, and innovations.
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Read more →: Small business strategies for supporting employee child care needsSmall business strategies for supporting employee child care needs
Small businesses employ nearly half of private-sector workers but often have limited resources to offer benefits like child care. This article examines the prevalence of employer-supported child care and the practical strategies small businesses employ to support working parents.
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Read more →: 2025 Community Perspectives Survey: Insights from the field—Health of entities serving low- and moderate-income communities2025 Community Perspectives Survey: Insights from the field—Health of entities serving low- and moderate-income communities
The second report from the 2025 Community Perspectives Survey highlights how LMI-serving organizations are managing demand, funding, and staffing. While many can meet community needs, challenges like resource strain and adapting to uncertainity are impacting their overall organizational health.
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Read more →: 2025 Community Perspectives Survey: Insights from the field—Economic conditions in low- and moderate-income communities2025 Community Perspectives Survey: Insights from the field—Economic conditions in low- and moderate-income communities
The 2025 Community Perspectives Survey, conducted nationally by the Federal Reserve, provides an overview of economic conditions in low- and moderate-income (LMI) communities. The first report examines key findings in the areas of housing, employment, financial stability, health, education, small business and access to technology.