Data and Research
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“This is a way for Nebraska to be heard”: Coalition drives responses for—and representation in—the Fed’s Small Business Credit Survey
Two agencies supporting small business growth in Nebraska have teamed up to drive survey responses for the Federal Reserve’s annual Small Business Credit Survey. Their coalition efforts have yielded valuable insights into what small business owners in the state need—and helped bring their voices into policy discussions.
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Place-Based Strategies: Strengthening Rural Economies through Investment
[Watch on Demand] Explore how both contracts for deed and investor-owned single-family rentals are affecting lower-income communities. Event hosted October 2, 2023.
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Beyond broadband: The link between digital access and financial well-being
As financial services increasingly move online, internet access and digital skills are becoming essential for financial well-being. Learn more about the link between digital access and financial access through tools and community advocates who are working to build digital skills and connect people to safe financial services.
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2026 Worker Perspectives Executive Summary
2025 focus groups with low- to moderate-income workers reveal concerns about rising costs, stagnant wages, financial stress, and limited job options. Despite these challenges, participants remain optimistic and pursue better pay, stability, and work-life balance. Find out more.
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Worker Perspectives: Economic context and methodology
The Federal Reserve Bank of Atlanta, in partnership with several other Federal Reserve Banks, and Ipsos, studied workers with lower and moderate income in the labor market. This study better informs policies on employment and price stability. The research focused on views about jobs, financial security, and employment expectations.
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Worker Perspectives: When every dollar counts: Inside the economic struggles of workers who earn low to moderate incomes
For many lower and moderate income workers and job seekers, survival is replacing economic mobility. This research explores how individuals navigate tight budgets and a challenging job market. Despite these obstacles, many spoke of their perseverance in the face of challenges and remained confident in their ability to navigate uncertainty.
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2026 Worker Perspectives Report: When every dollar counts: Inside the economic struggles of workers who earn low to moderate incomes
The Worker Perspectives Report explores how workers are navigating rising costs, limited opportunities, and a challenging job market. To navigate these obstacles they are adapting finances and career plans, while also speaking hopefully about their personal ability to manage uncertainty. In their employment, they prioritize flexibility, work-life balance, and fair pay. Here’s what workers are…
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Worker Perspectives: Key Themes
The 2026 Worker Perspectives Report shows workers face financial instability from rising costs and inadequate wages. This instability limits their economic mobility. They struggle to find quality jobs amid new barriers, yet maintain personal confidence in their ability to persevere in the face of economic challenge despite low faith in the broader economy.
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![[Watch] Highlights from the 2025 Survey of Household Economics and Decisionmaking](https://fedcommunities.org/wp-content/uploads/2023/06/shed-connecting-communities-0713.png?w=1024)
[Watch] Highlights from the 2025 Survey of Household Economics and Decisionmaking
How did U.S. households fare financially in the past year? Did trends shift in the use of emerging financial products? During this Connecting Communities webinar, researchers from the Federal Reserve Board of Governors share key findings from the 2025 Survey of Household Economics and Decionmaking (SHED). Watch or listen on demand.