Small Business
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The Quarterly Catch-up, Q1 2025
Check out the latest community development-related research, analyses, and articles from all 12 Federal Reserve Banks and the Board of Governors. This post captures content published between January 1 and March 31, 2025, on topics affecting communities.
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Key insights from the 2024 Small Business Credit Survey
The 2024 Small Business Credit Survey revealed a decline in revenue growth, with more firms experiencing revenue decreases. Credit applications stayed steady, but fewer firms sought financing from large banks, turning to smaller banks and alternative lenders.
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The Quarterly Catch-up, Q4 2024
Check out the latest community development-related research, analyses, and articles from all 12 Federal Reserve Banks and the Board of Governors. This post captures content published between October 1 and December 31, 2024, on topics affecting marginalized communities.
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US small businesses: Recovery continues, a national initiative gains steam
At the 2024 SSBCI Midwest Regional Conference in Kansas City in August, jurisdictions throughout the Midwestern states and tribal governments convened with Treasury staff, bankers, and community development lenders to discuss ways to ensure funds from the State Small Business Credit Initiative (SSBCI) reach small businesses and entrepreneurs, particularly those in underserved communities.
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The Quarterly Catch-up, Q3 2024
Check out the latest community development-related research, analyses, and articles from all 12 Federal Reserve Banks and the Board of Governors. This post captures content published between July 1 and September 30, 2024, on topics affecting marginalized communities.
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Small-business owners: Share your experiences with credit access this past year
Small-business owners help inform policy conversations and decision-making. Take the Federal Reserve Small Business Credit Survey.
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Project highlights factors that influence Black business owners’ attitudes about debt
Data and conversations help inform reasons why Black businesses can be hesitant to apply for credit and emphasize the need for more education about the loan underwriting process.
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The quarterly catch-up, Q2 2024
Check out the latest community development-related research, analyses, and articles from all 12 Federal Reserve Banks and the Board of Governors. This post captures content published between April 1 and June 30, 2024, on topics affecting marginalized communities.
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CDFI innovations in consumer and small business finance
CDFIs shared innovative practices for consumer and small business finance business lines in their responses to the Federal Reserve’s 2023 CDFI Survey.
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Key insights from the 2023 Small Business Credit Survey
The 2023 Small Business Credit Survey (SBCS) indicates that although small businesses are improving, they still face rising costs and high-interest rates. However, they remain optimistic about future revenue and employment expansion.