This post captures select new content published by the Federal Reserve between July 1 and September 30, 2024, on the topics of housing, child care, equitable development, small business, employment, weather resiliency, and Native communities.
Each quarter, Fed Communities will retrospectively share new community development-related research, analyses, and articles from all 12 Federal Reserve Banks and the Board of Governors in one convenient place.
Equitable development strengthens economies by creating inclusive, resilient, and vibrant communities. From closing gaps and increasing access, to sharing and deploying resources after a natural disaster, equitable development is an essential tool for every lower-income community. Explore the latest equitable development articles and research from Fed experts.
How are households coping with higher prices?
By Amanda Blanco
New Evidence on Where Payday Lenders Locate Their Storefronts
By Tori Healey, Nathan Anderson, and Jonathan Lanning
Community Conditions Survey, created by the Kansas City Fed, goes national
By Steven Howland
Federal Funding: How Small Municipalities and Nonprofits Are Making Sense of Big-Dollar Shifts
By Emily Garr Pacetti
Moving up, falling back or staying still: How income mobility in Texas differs by race, ethnicity
By Anna Crockett
Digital Equity in the U.S. Northeast, Puerto Rico, and the U.S. Virgin Islands
By Ambika Nair and Belicia Rodriguez
How Nonprofits Drive Economic Activity in New York’s North Country
By Jack Gutt, Tony Davis, and Andrea Grenadier
Understanding Immigration in the Fifth District: Where Did International Migrants Settle?
By Surekha Carpenter and Adam Scavette
High and Dry: Banking Deserts Increased in the Fifth District During the Pandemic
By Surekha Carpenter, Disha Dureja and Avani Pradhan
The State of U.S. Wealth Inequality
By Ana Hernández Kent and Lowell R. Ricketts
Expanding America’s Bandwidth: Gaps in Rural and Underserved Communities
By Federal Reserve System Colleagues
Small-Dollar Loans in the U.S.: Evidence from Credit Bureau Data
By Jessica N. Flagg and Simona M. Hannon
Discover how education and workforce development sectors are crucial in preparing individuals for fulfilling careers. Stay informed about the nation’s economic health through the monthly jobs reports. Explore the latest articles and research on workforce development from Fed experts.
Career Coaching with the CLIFF Tools: Lessons from the Implementation Evaluation
By The Federal Reserve Bank of Atlanta
Working Places at 10: Leaders in 3 Working Cities reflect on successes, lessons learned
By Jay Lindsay
New England is aging. Can immigration help with workforce woes?
By Amanda Blanco
Employment inequality has declined since the mid-2010s
By Ayushi Narayan and Ryan Nunn
Unfinished Business? A Closer Look at the “Some College, No Degree” Population
By Stephanie Norris and Laura Dawson Ullrich
Preparing to Work: The Demand for Postsecondary Education and How It’s Changing
By Stephanie Norris, Laura Dawson Ullrich and Sonya Ravindranath Waddell
Credential-Job Misalignment in Middle Skills Occupations
By Anthony Tringali and Laura Dawson Ullrich
Are Labor Shortages in Small Cities and Rural Areas Worse Than Urban Ones?
By Renee Haltom and Jason Kosakow
How valuable is a short-term credential for a job seeker? It’s complicated
By Anna Crockett, Emily Ryder Perlmeter and Xiaohan Zhang
The Survey of Community College Outcomes: Past, Present, and Future
By Laura Dawson Ullrich
New Data Confirm Community Colleges Are Leaders in Dual Enrollment Education
By Stephanie Norris
Data on Anchor Institutions Help Inform Decisions at the Local, Regional, and State Levels
By Deborah Diamond
The Shifting Landscape of Job Proximity: A Conversation with Visiting Scholar Scott Allard
By Elizabeth Kneebone and Scott Allard
Reconceptualizing Workers as Lifelong Learners
By Tiffani Horton and Sergio Galeano
The Power of Anecdotal Data
By Elizabeth Bogue Simpson
Native communities have unique histories and cultures. They also face distinct, and in some cases, unique economic challenges. Check out the latest articles and research on Native communities from Fed experts.
Understanding Native-entity enterprises’ subcontracting relationships
By Jacqui Baldwin-LeClair and Ava LaPlante
Survey of Native Nations elevates tribal public financing
By Caryn Mohr, Vanessa Palmer and H Trostle
Equipping tribes with critical data for economic self-determination
By Casey Lozar
After the Affordable Connectivity Program, home Internet access on tribal lands ticks up
By Matthew Gregg and H Trostle
Affordable housing continues to dominate headlines and conversations as communities across the nation grapple with the challenge of providing adequate housing for people, especially those with low and moderate incomes. Check out some of the latest housing articles and research from Fed experts.
Jacksonville Responds to Needs for Housing Supply, Affordability
By David Pendered
Hundreds of Kansans tackle the state’s growing need for housing
By Rachael Surmick
Homeownership among lowest-income households climbs near all-time high
By Erik Hembre
Non-mortgage costs were 40 percent of housing budgets through 2021
By Ben Horowitz, Kim Eng-Ky and Ryan Nunn
Taking a Closer Look at Housing
By Charles Gerena
Child care continues to garner significant attention because of its critical impact on families, employers, and the economy. As more parents enter the workforce, the demand for affordable, high-quality child care and education continues to rise. Dive into recent child care articles and research from Fed experts.
Childcare Arrangements and Costs in the United States and the Seventh District
By Daniel Hartley and Leslie McGranahan
Childcare Use and Expenses Among Families of Different Income Levels
By Maude Toussaint-Comeau and Maxwell Jaffe
Childcare Facility Financing: Perspectives from Three Decades of Supporting Childcare Centers
By Garvester Kelley and Susan Longworth
Those Who Need It Can’t Afford It: How Childcare Challenges Are Curbing Economic Opportunity
By Michelle Park Lazette
Notes from the community: Childcare
By Steven Howland
Child Care Demand, Supply and the Household Decision
By Kristie M. Engemann
Small businesses are the backbone of the nation’s economy. They are also a key economic driver of strong, robust, and adaptable communities. Check out the latest articles and research on small businesses from Fed experts.
Small Business Credit Survey: The 2024 Southeast Insights
By Mary Hirt, Shruti Nemala, and Aaliya Price
Credit Checkup: A Look at the Financing Experiences of Small Businesses in Virginia, Washington, D.C., and North Carolina
By Emily Wavering Corcoran and Anthony Tringali
Weather incidents of increasing severity and cost are prompting communities, homeowners, governments, and the property insurance industry to address the urgent need to adapt to the impacts of weather-related events. Check out the latest articles and research from Fed experts on weather-related disasters and their impact on the economy, and on lower-income communities in particular.
Disaster Risk and Resilience Across the Southeast: Insights from the Atlanta Fed Survey
By Dontá Council and Grace Meagher
“Below the Surface You Still See It”: The Eastern Kentucky Flood, Two Years Later
By Matt Klesta
Disaster financial preparedness: It’s about mitigating risk and doing the right thing
By Ariel Cisneros