Community Lending

Frustrated caregiver sits at a computer with child on their lap.
By Fed Communities Staff
Explore the innovative strategies employed by community-based organizations (CBOs) nationwide. Gain valuable insights into guiding principles for effectively dispersing funds to underserved communities and strategies for building capacity of CBOs. Watch or listen on demand.
Aerial shot of a neighborhood in Roanoke, Virginia
By Sierra Latham
CDFIs shared innovative practices for supporting homebuyers, homeowners, and residential real estate developers in their responses to the Federal Reserve’s 2023 CDFI Survey.
By Jennie Blizzard
Together, Appalachia Funders Network and the Appalachian Regional Commission leverage each other’s networks to help bridge funding gaps — what they consider an essential ingredient in capacity building.
Bank of Bird-in-Hand mobile branch bus parked on the side of the road as a horse and buggy pass by.
By Alaina Barca, Crystal Flynn
Two community banks, Bank of Bird-in-Hand and BankOnBuffalo, combat banking deserts in a unique way by bringing access to financial services to the communities that they serve. 
Business district located in a rural American town.
By Nick Haltom, Stephanie Norris
Get insightful data and findings from the Richmond Fed's 2023 CDFI Survey, highlighting the impact and challenges of rural CDFIs.
White and red polka dot piggy bank with cash standing on cracked desert
By Fed Communities Staff
Discover banking deserts and potential ones using the Banking Deserts dashboard. This interactive dashboard provides census tract-level data of states and counties from 2019-2023.
Sign with sticky notes stating "What's your purpose"
By Carrie Cook
CDFIs play a critical role in getting capital into underserved communities. Findings from the Fed’s 2023 CDFI Survey, discussed at OFN’s annual conference, highlight opportunities and challenges facing the industry.
Connecting Communities header graphic, Connecting communities branding and stock photo of woman reviewing charts
By Fed Communities Staff
Discover how CDFIs are faring in today’s economy. Learn about their products and services, existing challenges, and potential solutions revealed by the Federal Reserve’s latest CDFI survey. Watch or listen on demand.
Close up photo of male hands holding bill and pen and female hands hugging him while they doing home finances together online on a laptop computer in the kitchen.
By Dan Gorin
Small-dollar credit, like loans under $1,000, can help people handle unexpected expenses or income fluctuations. But affordable and accessible options are needed.
2023 CDFI Survey
By Surekha Carpenter, Nick Haltom, Sierra Latham, Stephanie Norris, Hailey Phelps, Kai Amado
From April 24 through June 2, 2023, the Federal Reserve fielded the 2023 CDFI Survey. Respondents touched on demand for products and services, innovation, and impacts of rising interest rates, a tight labor market, and rising wages. Here's what 453 CDFIs said about their financial well-being and the road ahead.