Community Lending
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Intermediary connects projects, people, and dollars
Invest Appalachia and the Fed have joined forces to help rural communities and small towns turn investment-worthy ideas into investment-ready ones.
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Why are Native homebuyers ending up with more expensive loans?
Financing manufactured homes can cost Native borrowers on reservations twice as much as off-reservation white borrowers. A risky type of loan fuels the cost gap.
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Investing from within: Native CDFIs help their people find home
Native CDFIs use creative approaches to help their neighbors navigate homeownership in Indian Country, making notable progress even at their smaller scale. But they can’t do it alone. Learn how other lenders can join NCDFIs to connect Native homebuyers with the loans they seek.
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CDFI innovations in consumer and small business finance
CDFIs shared innovative practices for consumer and small business finance business lines in their responses to the Federal Reserve’s 2023 CDFI Survey.
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CDFI Survey findings on output and outcome tracking
The 2023 CDFI Survey offers insights on impact measurement and management for community development financial institutions (CDFIs). Learn about output and outcome metrics, challenges, and implications for capacity building among CDFIs.
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![[Infographic] Looking under the hood of the auto finance market](https://fedcommunities.org/wp-content/uploads/2024/03/auto-lending-header.jpg?w=1024)
[Infographic] Looking under the hood of the auto finance market
Purchasing a car is a big deal for most households. But when financing that purchase—a common choice for US consumers—things can get complicated.
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![[Watch] Building Capacity of Community-Based Organizations](https://fedcommunities.org/wp-content/uploads/2024/01/connecting-communities-building-capacity-community-based-organizations.png?w=1024)
[Watch] Building Capacity of Community-Based Organizations
Explore the innovative strategies employed by community-based organizations (CBOs) nationwide. Gain valuable insights into guiding principles for effectively dispersing funds to underserved communities and strategies for building capacity of CBOs. Watch or listen on demand.
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CDFI innovations supporting housing access and stability
CDFIs shared innovative practices for supporting homebuyers, homeowners, and residential real estate developers in their responses to the Federal Reserve’s 2023 CDFI Survey.
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Regional groups use funding, skills training to build capacity in Appalachian communities
Together, Appalachia Funders Network and the Appalachian Regional Commission leverage each other’s networks to help bridge funding gaps — what they consider an essential ingredient in capacity building.
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When ‘mobile’ means buses or a horse and buggy: Innovative solutions to banking deserts
Two community banks, Bank of Bird-in-Hand and BankOnBuffalo, combat banking deserts in a unique way by bringing access to financial services to the communities that they serve.