This post captures select new content published by the Federal Reserve between July 1 and September 30, 2025, on the topics of economic development, workforce development, Native communities, housing, small business, and rural development.
Each quarter, Fed Communities will retrospectively share new community development-related research, analyses, and articles from all 12 Federal Reserve Banks and the Board of Governors in one convenient place.
Economic development strengthens economies by creating resilient, and vibrant communities. From closing gaps and increasing access, to sharing and deploying resources after a natural disaster, economic development is an essential tool for every lower-income community. Explore the latest economic development articles and research from Fed experts.
Vermont Working Communities Challenge teams share achievements, plans for future
By Jay Lindsay
Boston Fed president travels Maine coast to hear about economic concerns, innovations
By Amanda Blanco
‘Capital absorption’ is big in economic development. But what is it?
By Colleen Dawicki
The Community Reinvestment Act (CRA): What’s next?
By Ariel Cisneros
Nanotech, Semiconductors, and Workforce Challenges: A Visit to the Capital Region
By Shawn Phillips
Broadband Affordability: Assessing the Cost of Broadband for Low-and-Moderate Income Communities in Cities
By Ambika Nair
Consumer Credit Explorer
By Alaina Barca
Early Results: The Federal Reserve’s 2025 CDFI Survey
By Surekha Carpenter
Going Beyond the Data
By Charles Gerena
How Anecdotes Inform the Fed
By Suzanne Holland
Supporting Economic and Community Development in Robeson and Scotland Counties, North Carolina
By Jim Strader
Tariff Cost Pass-through Among Fifth District Firms
By Zach Edwards and James Melton
Key takeaways and supporting data from nearly 450 community development financial institutions across the country
By Surekha Carpenter and Taylor Pessin
CDFI Survey Results Over Time
By Taylor Pessin
Around the District: Gauging Economic Conditions in Northern California
By Stephen DeLay
Around the District: Investing in Alaska’s Economic Future
By Mary C. Daly
Access to Credit and Financial Services: A Bridge to Financial Well-being
By Liz Deichmann
How Low- and Moderate-Income Individuals Interact with Institutions to Access Financial Services
By Liz Deichmann
That Extra Money: A Primer on Discretionary Income
By Ana Hernández Kent and William M. Rodgers III
Discover how education and workforce development sectors are crucial in preparing individuals for fulfilling careers. Stay informed about the nation’s economic health through the monthly jobs reports. Explore the latest articles and research on workforce development from Fed experts.
Recruiting firm led by Boston Fed advisory council member aims to connect talent to opportunity
By Allison Ross
Millions Ready to Work But Face Barriers, New and Old
By Cleveland Fed Staff
Looking for Workers to Fill In-Demand Jobs? The OME’s Got You Covered
By Kyle Fee
Renewable energy jobs surge, though data differ on where and by how much
By Garrett Golding, Claire Jeffress and Xiaohan Zhang
Investing in America’s Workforce: Improving outcomes for workers and employers
By Steven Shepelwich
How litigation shapes non-compete contracts’ effects on workers
By Tyler Boesch, Ayushi Narayan, and Ryan Nunn
How women’s labor has shaped the U.S. economy
By Lisa Camner McKay
What happened to the college wage premium?
By Lisa Camner McKay
Opportunity in Infrastructure: An Examination of Infrastructure Occupations Across Third District States
By Theresa Dunne
Occupational Mobility Explorer – Workforce Development Practitioner’s Toolkit
By Philadelphia Fed Staff
The Foreign-Born Workforce in the Fifth District
By Bethany Greene and Anthony Tringali
Recent Employment Changes in the Washington, D.C., Area
By Taylor Pessin
What’s Keeping Workers on the Sidelines?
With Andy Bauer and John Bailey Jones
The Disconnected Youth Problem
With Claudia Macaluso
Understanding the Employment Patterns of Workers in Low- and Moderate-Income Households
By Elizabeth Kneebone and Natalie Holmes
The Jobs and Degrees Underemployed College Graduates Have
By Heather Hennerich
The Use of AI in the Health Care Workplace: The U.S. Experience
By Nicole Summers-Gabr
Do Workforce Barriers Differ among Eighth District States?
By Ana Hernández Kent
Family Care, Health Issues Remain Top Workforce Barriers
By Ana Hernández Kent
Native communities have unique histories and cultures. They also face distinct, and in some cases, unique economic challenges. Check out the latest articles and research on Native communities from Fed experts.
Research and resources for Tenth District tribal nations
By Steven Shepelwich
Understanding the Native CDFI landscape
By Caryn Mohr
Expanded Survey of Native Nations pilot advances understanding of tribal public finances
By Phil Gover, Ava LaPlante, Casey Lozar, Caryn Mohr, Vanessa Palmer and H Trostle
Affordable housing continues to dominate headlines and conversations as communities across the nation grapple with the challenge of providing adequate housing for people, especially those with low and moderate incomes. Check out some of the latest housing articles and research from Fed experts.
Where are the Affordable Rental Units?
By Sarah Stein, Aidan Rickaby, and Pearse Haley
From Sunny Skies to a Cloudy Outlook for South Florida’s Condo Market
By Marycela Diaz
Rising Property Insurance Costs and Pass-Through to Rents for Apartment Buildings
By Samuel K. Hughes and Raven Molloy
Homeownership and Housing Equity in the Mid-Twentieth Century
By Carola Frydman, Raven Molloy and Austin Palis
What Caused the Housing Supply Crisis? And What Could Solve It?
By Cleveland Fed Staff
Hotspots: Investor-Owned Home Trends from Select Counties in Ohio and Pennsylvania (2018–2024)
By Matt Klesta
Falling rates no assurance of homeowner refinancing binge
By Xiaohan Zhang and Grace Ozor
Unpacking supply and demand in rent trends since the Minneapolis 2040 Plan
By Erik Hembre, Ben Horowitz, Libby Starling, and Maxine Xu
Homeowner expenses outpaced inflation from 2021 through 2023
By Erik Hembre and Ben Horowitz
How Exclusive Homebuyer Representation Contracts Help Keep Commissions High
By Borys Grochulski and Zhu Wang
Homeownership trends in the Twelfth Federal Reserve District
By Lizzy Mattiuzzi and Rocio Sanchez-Moyano
Understanding the Employment Patterns of Workers in Low- and Moderate-Income Households
By Elizabeth Kneebone and Natalie Holmes
Home Values after a Tornado: What Can St. Louis Learn from Little Rock’s 2023 Experience?
By Jack Fuller , Violeta Gutkowski and Jeffrey P. Cohen
Small businesses are the backbone of the nation’s economy. They are also a key economic driver of strong, robust, and adaptable communities. Check out the latest articles and research on small businesses from Fed experts.
Perspectives of Small Business Intermediaries in Chicago: A Snapshot from Spring 2025
By Robin Newberger and Garvester Kelley
From Main Street to data sheet: How community partners boost small business survey reach
By Rachael Surmick
Businesses struggle with uncertainty and high costs
By Haley Chinander
Small Business Credit Survey: 2025 Insights from New Jersey, Pennsylvania, the Philadelphia Metro, and the Third District States
By Alaina Barca
What Businesses Are Saying: Activity Up, but Expectations Mixed
By R. Andrew Bauer, Renee Haltom and Matthew Martin
Why Businesses Say Tariffs Have a Delayed Effect on Inflation
By R. Andrew Bauer, Renee Haltom and Matthew Martin
Insights from EERN: GenAI Tools for Small Businesses
San Francisco Fed Staff
Small Business Lending Trends and Banking Deserts, 2019-23
By Michael Eggleston
Rural communities often feature smaller populations, vast open spaces, and a connection to agriculture and natural resources. They also face distinct, and in some cases, unique economic challenges. Check out the latest articles and research on Rural communities from Fed experts.
Farm bankruptcies have increased in the Ninth District, keeping some farmers afloat
By Joe Mahon
Farm finances weakened further during the growing season
By Joe Mahon
What’s Driving Rural Population Growth?
By Joseph Mengedoth
How Do Small Towns Grow?
By Tom Barkin
The Role of Philanthropies in Rural Development
With Mary Donnan and Victor Farmer
Microtransit Solutions in Rural Communities
With Tim Sablik, Rodger Lentz, David Fols and Mitch Elliott
