Hands holding a small model home

October 2, 2023

WATCH ON DEMAND
Keys to Opportunity in the Housing Market: How Financial Models Advance and Constrain Low-income Communities, October 2, 2023 (video, 1:32:59). Open transcript in new window.

Since the Great Recession, financial markets have increasingly influenced housing markets and have had a particular impact on low- and moderate-income communities. Whether selling homes through contracts for deed or acquiring single-family homes to rent out, corporate and institutional investors are both expanding and constraining opportunity.

This seminar, presented by the Federal Reserve Banks Cleveland and Minneapolis on October 2, 2023, gathered experts for a research-driven discussion exploring how both contracts for deed and investor-owned single-family rentals are affecting lower-income communities.

Panel speakers


Brian An
Brian An

Assistant Professor and Director of Master of Science in Public Policy
School of Public Policy at Georgia Tech

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Sarah Bolling
Sarah Bolling Mancini

Co-Director of Advocacy
National Consumer Law Center 

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Laurie Goodman
Laurie Goodman

Institute Fellow
Urban Institute

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John Green
John Green

Managing Principal
Blackstar Stability

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Kyle Magnum
Kyle Mangum

Senior Economist
Federal Reserve Bank of Philadelphia 

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Hal Martin
Hal Martin

Policy Economist
Federal Reserve Bank of Cleveland

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Eric Seymour
Eric Seymour

Assistant Professor
Edward J. Bloustein School of Planning and Public Policy at Rutgers University

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Agenda


2:00-2:02 pm ET

Welcome and opening remarks

Jennie Blizzard, Communications Advisor, Fed Communities

Lisa Nelson, Assistant Vice President, Federal Reserve Bank of Cleveland

2:02-2:03 pm ET

Introduction of Panelists

2:03-2:45 pm ET

Panel 1: Contract for Deed

Download presentation slides (pdf, 5 MB)

Sarah Bolling Mancini, Co-Director of Advocacy, National Consumer Law Center moderator

John Green, Managing Principal, Blackstar Stability

Hal Martin, Policy Economist, Federal Reserve Bank of Cleveland

Eric Seymour, Assistant Professor, Edward J. Bloustein School of Planning and Public Policy at Rutgers University

2:45-2:47 pm ET

Transition and introduction of panelists

2:47-3:29 pm ET

Panel 2: Investor-Owned Single-Family Homes

Download presentation slides (pdf, 3 MB)

Libby Starling, Director, Federal Reserve Bank of Minneapolis moderator

Brian An, Assistant Professor and Director of Master of Science in Public Policy, School of Public Policy at Georgia Tech

Laurie Goodman, Institute Fellow, Urban Institute

Kyle Mangum, Senior Economist, Federal Reserve Bank of Philadelphia

3:29-3:30 pm ET

Closing remarks


About the Series

This seminar is part of the Federal Reserve Community Development Research Seminar Series, a forum for exploring the intersection of research, policy, and practice in the community development field. The Series expands access to high-quality research that informs stakeholders who are working to support low- and moderate-income communities and communities of color.

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