Cleveland Fed
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Community Perspectives Survey: Insights from the field—Economic conditions in low- and moderate-income communities
The 2024 Community Perspectives Survey, conducted nationally by the Federal Reserve, provides an overview of economic conditions in low- and moderate-income (LMI) communities. The first report examines key findings in the areas of housing, employment, financial stability, health, education, small business and access to technology.
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Community perspectives and conditions from the Fed’s Beige Book, July 2024
Here’s what nonprofit and community leaders, and workforce professionals serving lower-income people shared with the Federal Reserve for the July 2024 Beige Book.
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National Disability Institute and city partners push for an inclusive economy accessible to all
People with disabilities are more likely to be unbanked and underemployed. The National Disability Institute has a plan and the right partners—including the Cleveland Fed—to change this pattern and make the economy more accessible for everyone.
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The quarterly catch-up, Q2 2024
Check out the latest community development-related research, analyses, and articles from all 12 Federal Reserve Banks and the Board of Governors. This post captures content published between April 1 and June 30, 2024, on topics affecting marginalized communities.
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Community perspectives and conditions from the Fed’s Beige Book, May 2024
Here’s what nonprofit and community leaders, and workforce professionals serving lower-income people shared with the Federal Reserve for the May 2024 Beige Book.
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Worker Voices Special Brief: Self-Employment, Dreams Versus Reality
Worker Voices participants described weighing the tradeoffs of self-employment from the independence it gave to its income generation potential. This research found that participants were pushed or pulled into self-employment for a variety of factors and their experiences did not align with their expectations of this work.
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Key insights from the 2023 Small Business Credit Survey
The 2023 Small Business Credit Survey (SBCS) indicates that although small businesses are improving, they still face rising costs and high-interest rates. However, they remain optimistic about future revenue and employment expansion.
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Regional groups use funding, skills training to build capacity in Appalachian communities
Together, Appalachia Funders Network and the Appalachian Regional Commission leverage each other’s networks to help bridge funding gaps — what they consider an essential ingredient in capacity building.
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Lifting voices: The power of Fed community development advisory councils
The Fed involves community development advisory councils to consider diverse perspectives from low-income communities when making decisions about monetary policy.
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Data to drive change: Veteran-owned small businesses
Small-business ownership allows military veterans to leverage skills gained while they served. The Fed’s Small Business Credit Survey shares insights about how veteran-owned businesses are doing.