Minneapolis Fed
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Affording homeownership now is hard for many. These approaches may help.
In this explainer, learn more about some of the factors recently complicating affordable US homeownership and discover how some communities and organizations are helping to extend affordable homeownership to more families.
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Community perspectives and conditions from the Fed’s Beige Book, February 2025
Here’s what nonprofit and community leaders, and workforce professionals serving lower-income people shared with the Federal Reserve for the February 2025 Beige Book.
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The Quarterly Catch-up, Q4 2024
Check out the latest community development-related research, analyses, and articles from all 12 Federal Reserve Banks and the Board of Governors. This post captures content published between October 1 and December 31, 2024, on topics affecting marginalized communities.
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Coalition draws on local benefits cliff lessons to inform national approach
Dozens of experiments across the country aim to mitigate workers’ benefits cliffs as their incomes rise and assistance lessens. A coalition of 13 of these pilots now plans to share what they have learned and practiced with policymakers, employers, and funders.
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The Quarterly Catch-up, Q3 2024
Check out the latest community development-related research, analyses, and articles from all 12 Federal Reserve Banks and the Board of Governors. This post captures content published between July 1 and September 30, 2024, on topics affecting marginalized communities.
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Community Perspectives Survey: Insights from the field—Health of entities serving low- and moderate-income communities
The second report from the 2024 Community Perspectives Survey focuses on the health of organizations serving low- and moderate-income (LMI) communities and discusses the challenges they face. These organizations provide vital services to lower-income communities and infrastructure that promotes economic resilience and mobility.
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Community Perspectives Survey: Insights from the field—Economic conditions in low- and moderate-income communities
The 2024 Community Perspectives Survey, conducted nationally by the Federal Reserve, provides an overview of economic conditions in low- and moderate-income (LMI) communities. The first report examines key findings in the areas of housing, employment, financial stability, health, education, small business and access to technology.
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The quarterly catch-up, Q2 2024
Check out the latest community development-related research, analyses, and articles from all 12 Federal Reserve Banks and the Board of Governors. This post captures content published between April 1 and June 30, 2024, on topics affecting marginalized communities.
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Why are Native homebuyers ending up with more expensive loans?
Financing manufactured homes can cost Native borrowers on reservations twice as much as off-reservation white borrowers. A risky type of loan fuels the cost gap.
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Investing from within: Native CDFIs help their people find home
Native CDFIs use creative approaches to help their neighbors navigate homeownership in Indian Country, making notable progress even at their smaller scale. But they can’t do it alone. Learn how other lenders can join NCDFIs to connect Native homebuyers with the loans they seek.