Manufactured Housing: Increasing Access and Preserving Affordability

Federal Reserve Bank of Philadelphia 10 Independence Mall, Philadelphia

Manufactured housing is often cited as a potential solution to two closely linked challenges in the U.S. housing market: inadequate supply and lack of affordable options for those looking to buy a home. Historically, the unusual way these homes have been treated from a financial and legal standpoint has diminished their potential, both for prospective homebuyers and for the 4.9 million existing owners of manufactured homes. Presenters will discuss recent efforts to improve the availability of safe and affordable financing, programs to address aging manufactured homes and community infrastructure, and opportunities to improve the residential security and wealth-building potential of manufactured homeownership.

Free