Federal Reserve Community Development Experts
Get to know the Federal Reserve community development research and outreach professionals focused on issues facing low- and moderate-income communities across the United States.
Find an Expert
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Hal Martin
Policy Economist and Director, Small Business Credit Survey
Federal Reserve Bank of Cleveland
Hal Martin is the director of the Small Business Credit Survey and a policy economist in the Research Department at the Federal Reserve Bank of Cleveland.
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Olivia Ness
Financial Institutions Relations Outreach Associate
Federal Reserve Bank of Philadelphia
Olivia Ness is a financial institutions relations outreach associate in our Community Development and Regional Outreach (CDRO) Department.





















