Contributor: Boston Fed

Row of urban housing units
By Gabriella Chiarenza
The US racial wealth gap isn’t shrinking. Here’s why strategies that consider the problem’s deeper roots could make a difference.
By Gabriella Chiarenza
Experts and policymakers reveal steps they’re taking in Maine to effect change within a challenging system with help from those who’ve navigated benefits cliffs.
Kandie Cleaves
By Gabriella Chiarenza, Steve Osemwenkhae
Facing a benefits cliff can make accepting a new or better job surprisingly difficult. Hear from three advocates in Maine who are using their own experiences to change things for the better.
Picture of pre-school aged children playing in classroom setting
By Fed Communities Staff
Families want quality early childhood education (ECE) but it’s often competitive to access and costly, especially for care during nontraditional hours. Providers face financial constraints of their own. What does recent research reveal? Watch or listen on demand.
Deonne Luacaw
By Gabriella Chiarenza
Losing public assistance benefits when their income goes up incentivizes some workers to stay in low-paying jobs. It discourages others who are willing to work from joining the workforce. Explore the issue and what's being done.
Teen and preteen African American sisters sit on a couch, holding a piggy bank
By Ray Boshara, Sara Chaganti, Ana Kent, Lowell R. Ricketts
There were large wealth gaps before the pandemic and rising prices are straining families’ resources. Yet there's hope for an equitable and inclusive wealth recovery.
Perspectives from Main Street
By Nishesh Chalise, Daniel Paul Davis, Michael Grover, Violeta Gutkowski, David Kaufmann, Karen Leone de Nie
Throughout 2020, the Federal Reserve surveyed nonprofits, financial institutions, government agencies, and other community organizations to understand the effects of COVID-19 on low- to moderate-income communities and the entities serving them. Here's what they found.