Cleveland Fed
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Community perspectives and conditions from the Fed’s Beige Book, January 2026
Demand for social services is growing while rising costs continue to strain household, small business, and service provider budgets, according to January 2026 Beige Book observations.
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The Quarterly Catch-up, Q4 2025
Check out the latest community development-related research, analyses, and articles from all 12 Federal Reserve Banks and the Board of Governors. This post captures content published between October 1 and December 31, 2025, on topics affecting communities.
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Community perspectives and conditions from the Fed’s Beige Book, November 2025
Here’s what nonprofit and community leaders, and workforce professionals serving lower-income people shared with the Federal Reserve for the November 2025 Beige Book.
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Community perspectives and conditions from the Fed’s Beige Book, October
Here’s what nonprofit and community leaders, and workforce professionals serving lower-income people shared with the Federal Reserve for the October 2025 Beige Book.
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Why community conversations matter in monetary policy
Beth M. Hammack, president and chief executive officer of the Federal Reserve Bank of Cleveland, reflects on her first year as a Fed president and how listening to community stakeholders plays a significant role in the decisions and actions the Fed takes to promote a healthy economy.
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Millions ready to work but face barriers, new and old
How do we better connect people with economic opportunity? Policy Summit 2025 panelists talk artificial intelligence, the need for child care and other supports, and the importance of word of mouth.
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The Quarterly Catch-up, Q3 2025
Check out the latest community development-related research, analyses, and articles from all 12 Federal Reserve Banks and the Board of Governors. This post captures content published between July 1 and September 30, 2025, on topics affecting communities.
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Small-business owners: Contribute to enhancing our understanding of small businesses
Small-business owners help inform policy conversations and decision-making. Take the Federal Reserve Small Business Credit Survey.
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Community perspectives and conditions from the Fed’s Beige Book, August 2025
Here’s what nonprofit and community leaders, and workforce professionals serving lower-income people shared with the Federal Reserve for the August 2025 Beige Book.
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Occupational Mobility Explorer
This interactive tool sheds light on career pathways in the U.S. labor market. The tool allows users to explore career paths and visualize how job skills needed for specific occupations can transfer to higher-paying occupations in the same geographical area. Users can also access resources to help them search for jobs in their region and…





