Cleveland Fed
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Fed’s survey findings woven into the fabric of women-owned businesses
SBCS Firms in Focus data shed light on the unique challenges women-owned businesses face. Here’s what downtown Cleveland, Ohio boutique owners Emily and Elaina Kovach say about their experience.
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Community perspectives and conditions from the Fed’s Beige Book, July 2025
Here’s what nonprofit and community leaders, and workforce professionals serving lower-income people shared with the Federal Reserve for the July 2025 Beige Book.
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The Quarterly Catch-up, Q2 2025
Check out the latest community development-related research, analyses, and articles from all 12 Federal Reserve Banks and the Board of Governors. This post captures content published between April 1 and June 30, 2025, on topics affecting communities.
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Where small businesses bank and why: Insights from the Small Business Credit Survey
Strong relationships with financial services providers are vital to the success of small businesses. Data from the 2023 Small Business Credit Survey (SBCS) gives insight into what small businesses value most in these relationships.
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Community perspectives and conditions from the Fed’s Beige Book, May 2025
Here’s what nonprofit and community leaders, and workforce professionals serving lower-income people shared with the Federal Reserve for the May 2025 Beige Book.
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Child care: An economic issue
Accessible high-quality child care contributes to a thriving economy and workforce. However, the limited supply and high cost of quality care is out of reach for many families.
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Community perspectives and conditions from the Fed’s Beige Book, April 2025
Here’s what nonprofit and community leaders, and workforce professionals serving lower-income people shared with the Federal Reserve for the April 2025 Beige Book.
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Debt-related license suspensions put the brakes on employment
Debt-related driver’s license suspensions can keep people out of the workforce and make it hard for businesses to find and keep the employees they need. Research and practical interventions are helping to change that.
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Key insights from the 2024 Small Business Credit Survey
The 2024 Small Business Credit Survey revealed a decline in revenue growth, with more firms experiencing revenue decreases. Credit applications stayed steady, but fewer firms sought financing from large banks, turning to smaller banks and alternative lenders.
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Affording homeownership now is hard for many. These approaches may help.
In this explainer, learn more about some of the factors recently complicating affordable US homeownership and discover how some communities and organizations are helping to extend affordable homeownership to more families.