Cleveland Fed
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Community perspectives and conditions from the Fed’s Beige Book, July 2023
Here’s what nonprofit and community leaders, and workforce professionals serving lower-income people shared with the Federal Reserve for the July 2023 Beige Book.
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‘It shouldn’t be this hard’: Small Business Credit Survey highlights funding challenges for startups owned by people of color
Half of businesses survive at least five years but many start on shaky financial footing. The Federal Reserve Small Business Credit Survey reveals unique funding challenges for startups owned by people of color.
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Navigating a changing economy requires resources, data, ideas—and listening
More than 400 community development professionals met in Cleveland, Ohio in mid-June for Policy Summit 2023, an event that featured various sessions aimed at highlighting and addressing economic challenges in the current economy.
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Worker Voices: Shifting Perspectives and Expectations on Employment
Worker Voices provides a unique view into how job seekers and workers in lower-wage roles navigated the labor market at the onset of the COVID-19 pandemic and through recovery—and how it changed what they expect from a job.
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Worker Voices: Shifting Perspectives and Expectations on Employment—Executive Summary
The Federal Reserve held focus groups with workers and job seekers with less than a bachelor’s degree, seeking to understand their perspectives and expectations on employment. Here’s what we heard.
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Worker Voices: Shifting Perspectives and Expectations on Employment [2023]
How did workers in lower-wage jobs experience employment during the pandemic? The Federal Reserve held focus groups with workers and job seekers aged 20–55 years with less than a bachelor’s degree to find out.
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Worker Voices: Shifting Perspectives and Expectations on Employment—Methodology
Have questions about Worker Voices? Get to know the methodology, coding approach, community-based participatory research principles employed, and limitations; statistics on participant demographics; and the facilitation guide questions used.
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Who can access their dream of homeownership?
Homeownership is an onramp to wealth for some Americans. For others, buying a house is out of reach. Here’s one way to pinpoint who is getting their foot in the door, and where.
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Community perspectives and conditions from the Fed’s Beige Book, April 2023
Here’s what nonprofit and community leaders, and workforce professionals serving lower-income people shared with the Federal Reserve for the April 2023 Beige Book.
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![[Watch] Amplifying small business voices—new findings from the Small Business Credit Survey](https://fedcommunities.org/wp-content/uploads/2023/03/CC-April-13-SBCS.jpg?w=1024)
[Watch] Amplifying small business voices—new findings from the Small Business Credit Survey
Find out how small businesses are dealing with hiring challenges, supply chain disruptions, and rising costs, plus what credit access gaps remain now that pandemic-related funding programs have ended. Watch or listen on demand.