Cleveland Fed
-
Where small businesses bank and why: Insights from the Small Business Credit Survey
Strong relationships with financial services providers are vital to the success of small businesses. Data from the 2023 Small Business Credit Survey (SBCS) gives insight into what small businesses value most in these relationships.
-
Community perspectives and conditions from the Fed’s Beige Book, May 2025
Here’s what nonprofit and community leaders, and workforce professionals serving lower-income people shared with the Federal Reserve for the May 2025 Beige Book.
-
Child care: An economic issue
Accessible high-quality child care contributes to a thriving economy and workforce. However, the limited supply and high cost of quality care is out of reach for many families.
-
Community perspectives and conditions from the Fed’s Beige Book, April 2025
Here’s what nonprofit and community leaders, and workforce professionals serving lower-income people shared with the Federal Reserve for the April 2025 Beige Book.
-
Debt-related license suspensions put the brakes on employment
Debt-related driver’s license suspensions can keep people out of the workforce and make it hard for businesses to find and keep the employees they need. Research and practical interventions are helping to change that.
-
Key insights from the 2024 Small Business Credit Survey
The 2024 Small Business Credit Survey revealed a decline in revenue growth, with more firms experiencing revenue decreases. Credit applications stayed steady, but fewer firms sought financing from large banks, turning to smaller banks and alternative lenders.
-
Affording homeownership now is hard for many. These approaches may help.
In this explainer, learn more about some of the factors recently complicating affordable US homeownership and discover how some communities and organizations are helping to extend affordable homeownership to more families.
-
Community perspectives and conditions from the Fed’s Beige Book, February 2025
Here’s what nonprofit and community leaders, and workforce professionals serving lower-income people shared with the Federal Reserve for the February 2025 Beige Book.
-
Powerful tool helps job seekers chart a path to higher-paying roles
The Occupational Mobility Explorer uses data from millions of employment ads to show workers the skills they need to attain higher-paying jobs.
-
Community perspectives and conditions from the Fed’s Beige Book, January 2025
Here’s what nonprofit and community leaders, and workforce professionals serving lower-income people shared with the Federal Reserve for the January 2025 Beige Book.