Contributor: Board of Governors

Close up photo of male hands holding bill and pen and female hands hugging him while they doing home finances together online on a laptop computer in the kitchen.
By Dan Gorin
Small-dollar credit, like loans under $1,000, can help people handle unexpected expenses or income fluctuations. But affordable and accessible options are needed.
Townhouses featured on cover of the Survey of Household Economics and Decisionmaking
By Federal Reserve Community Development Staff
Previous and current Community Advisory Council Members discuss how Survey of Household Economics and Decionmaking (SHED) findings impact their communities and organizations.
Waitress serving drinks in local cafe
By Ellie Dries
Ensuring employee safety and health is vital for job satisfaction. Workplace hazards raise concerns about the effects on employee well-being.
Connecting Communities logo with a row of houses displayed in the background
By Fed Communities Staff
How did inflation affect families last year? Did trends shift in the use of emerging financial products? This recent discussion with the Federal Reserve Board of Governors explores findings from the Survey of Household Economics and Decisionmaking (SHED). Watch or listen on demand.
Mother with son working on digital tablet at home.
By Jennifer Fernandez
While women’s labor force participation has grown significantly post-pandemic, the lack of accessible and affordable child care can hinder employment prospects.
Community Perspectives and Conditions, July 2023
By Federal Reserve Community Development Staff
Here’s what nonprofit and community leaders, and workforce professionals serving lower-income people shared with the Federal Reserve for the July 2023 Beige Book.
Townhouses featured on cover of the Survey of Household Economics and Decisionmaking
By Jacob Lockwood
Get insights from the October 2022 survey on issues ranging from inflation to shrinking retirement savings to barriers to homeownership.
Community Perspectives and Conditions April 2023
By Federal Reserve Community Development Staff
Here’s what nonprofit and community leaders, and workforce professionals serving lower-income people shared with the Federal Reserve for the April 2023 Beige Book.
Captured in a metropolitan Atlanta, Georgia primary school, this photograph depicts a typical classroom scene, where an audience of school children were seated on the floor before a teacher at the front of the room, who was reading an illustrated storybook, during one of the scheduled classroom sessions. Assisting the instructor were two female students to her left, and a male student on her right, who was holding up the book, while the seated classmates were raising their hands to answer questions related to the story just read.
By Fed Communities Staff
Child care is vital to supporting the financial wellbeing of workers, households, and communities. But despite their essential role in the economy, child care workers long have faced barriers to being valued at work and fairly compensated for their work.
2022 Perspectives from Main Street Survey Findings
By Nishesh Chalise, Violeta Gutkowski, Heidi Kaplan
This report offers findings of a survey designed to collect information on the effects of COVID-19 on low- to moderate-income people and communities and the entities serving them in 2022.