Kansas City Fed
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Community perspectives and conditions from the Fed’s Beige Book, May 2026
Rising fuel costs and slow wage growth are straining lower-income households. One contact noted that more workers are now requesting higher pay to meet basic needs. Nonprofit organizations continue to face funding shortages and higher operating costs.
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Community perspectives and conditions from the Fed’s Beige Book, April 2026
Inflation is driving increases in the utilization of support services, spending on credit, and restructuring debt. As one contact noted, lower- and middle-income households “can’t out-budget low wages, tariffs, and inflation.”
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LMI Data Books
The LMI Data Books are an assembly of data points with a focus on low- and moderate-income populations and communities. These tools are intended to aid community development organizations with their program planning and grant applications and provide a better understanding of the populations they serve. The data books are broken out into segments: demographics,…
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How the Fed studies and understands housing’s key role in the economy
The cost and availability of housing affect family budgets, labor force mobility, business growth, and the health of the economy. Learn how the Fed studies and engages with communities around vital housing trends, challenges, and innovations.
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Community perspectives and conditions from the Fed’s Beige Book, February 2026
Community contacts report that rising costs for food, housing, and energy have strained low- and moderate-income communities and nonprofits, while rural hospitals face financial risks. Stable employment for some helped ease economic anxiety, contacts noted. But vulnerable groups and small businesses remained stressed under increasing costs, according to observations for the February 2026 Beige Book.
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Byways tourism builds on the unique appeal of small towns
Route-based tourism transforms often-overlooked small towns into vacation destinations. Residents rediscover their community’s unique appeal and visitors bring economic opportunity along America’s byways.
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Community perspectives and conditions from the Fed’s Beige Book, January 2026
Demand for social services is growing while rising costs continue to strain household, small business, and service provider budgets, according to January 2026 Beige Book observations.
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The Quarterly Catch-up, Q4 2025
Check out the latest community development-related research, analyses, and articles from all 12 Federal Reserve Banks and the Board of Governors. This post captures content published between October 1 and December 31, 2025, on topics affecting communities.
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Community perspectives and conditions from the Fed’s Beige Book, November 2025
Here’s what nonprofit and community leaders, and workforce professionals serving lower-income people shared with the Federal Reserve for the November 2025 Beige Book.






