Consumer Credit and Capital
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CDFI Survey Results by State
From April 10 through June 13, 2025, the Federal Reserve fielded the 2025 Community Development Financial Institutions (CDFI) Survey. Four hundred forty-six mission-driven lenders answered questions about their operations, demand for their products and services, challenges, and more.
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The Quarterly Catch-up, Q3 2026
Check out the latest community development-related research, analyses, and articles from all 12 Federal Reserve Banks and the Board of Governors. This post captures content published between July 1 and September 30, 2026, on topics affecting communities.
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Can banks deliver safe, inexpensive instant payment services to underbanked customers?
Some people with bank accounts still turn to nonbank services when they need to quickly send or receive money. But those services often come at a cost. Federal Reserve resources highlight why underbanked people use these alternatives and how offering lower-risk, inexpensive services might help banks better meet these consumers’ needs.
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Labor, Income, Finances, and Expectations (LIFE) Survey
The Labor, Income, Finances, and Expectations (LIFE) Survey collects data on topics related to the Consumer Finance Institute’s mission to better understand how people earn, spend, save, and invest, as well as how credit markets and payment systems affect the economy.
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Where Are the Underbanked Areas?
This data tool can help organizations (financial institutions, community organizations, researchers and policymakers) identify where unbanked and underbanked households live, which financial services they use, and key demographic patterns.
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The Quarterly Catch-up, Q2 2026
Check out the latest community development-related research, analyses, and articles from all 12 Federal Reserve Banks and the Board of Governors. This post captures content published between April 1 and June 2026, on topics affecting communities.
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![[Watch] Bank On and Reaching the Unbanked in Our Communities](https://fedcommunities.org/wp-content/uploads/2026/03/May-7-2026-CC-event-banner-image-1920x1280-1.jpg?w=1232)
[Watch] Bank On and Reaching the Unbanked in Our Communities
This Connecting Communities webinar explored strategies to expand access to safe, affordable banking through the Bank On program. Panelists discussed lessons learned, partnership strategies, and insights from the Bank On National Data (BOND) Hub to help advance financial access in communities. Watch or listen on demand.
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Innovation and collaboration help drive access to capital in rural communities
Accessing funding and capital can be difficult in rural and urban communities. But the barriers for rural communities can be heightened due to capacity and resource constraints. Organizations are using creativity to turn challenges into opportunities.
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The Quarterly Catch-up, Q1 2026
Check out the latest community development-related research, analyses, and articles from all 12 Federal Reserve Banks and the Board of Governors. This post captures content published between January 1 and March 31, 2026, on topics affecting communities.
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The Quarterly Catch-up, Q4 2025
Check out the latest community development-related research, analyses, and articles from all 12 Federal Reserve Banks and the Board of Governors. This post captures content published between October 1 and December 31, 2025, on topics affecting communities.