Philadelphia Fed
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“Not one story, but many”: Fed policymakers enhance their understanding of rural economies through outreach
Fed Reserve leaders continue to deepen their knowledge about challenges and opportunities in rural parts of the country.
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How are rising insurance premiums affecting lower-income homeowners?
Rising homeowners insurance premiums are raising overall housing costs and particularly straining lower-income households’ budgets. Learn what Federal Reserve researchers found about these insurance dynamics and some impacts and considerations for lower- and middle-income homeowners.
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Labor, Income, Finances, and Expectations (LIFE) Survey
The Labor, Income, Finances, and Expectations (LIFE) Survey collects data on topics related to the Consumer Finance Institute’s mission to better understand how people earn, spend, save, and invest, as well as how credit markets and payment systems affect the economy.
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The Quarterly Catch-up, Q2 2026
Check out the latest community development-related research, analyses, and articles from all 12 Federal Reserve Banks and the Board of Governors. This post captures content published between April 1 and June 2026, on topics affecting communities.
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Beyond broadband: The link between digital access and financial well-being
As financial services increasingly move online, internet access and digital skills are becoming essential for financial well-being. Learn more about the link between digital access and financial access through tools and community advocates who are working to build digital skills and connect people to safe financial services.
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An affordable twist on investor-owned, single-family housing
Investors’ activity in the single-family rental market has raised both concerns about and interest in their approach, especially in lower-income neighborhoods. Drawing on what works, impact investors and intermediaries are adapting the model to serve affordability and preservation goals.
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Innovation and collaboration help drive access to capital in rural communities
Accessing funding and capital can be difficult in rural and urban communities. But the barriers for rural communities can be heightened due to capacity and resource constraints. Organizations are using creativity to turn challenges into opportunities.
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How the Fed studies and understands housing’s key role in the economy
The cost and availability of housing affect family budgets, labor force mobility, business growth, and the health of the economy. Learn how the Fed studies and engages with communities around vital housing trends, challenges, and innovations.
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The financial frontier: Small business resilience in banking deserts
For small businesses in banking deserts, navigating capital access can feel like charting unfamiliar territory.






