Contributor: San Francisco Fed

January 2023 Community Perspectives and Conditions
By Federal Reserve Community Development Staff
Here’s what nonprofit and community leaders, and workforce professionals serving lower-income people, shared with the Federal Reserve for the Beige Book.
Mary C. Daly, SF Fed President, speaks with Berkeley students in economics.
By Mary C. Daly
Every once in a while, the Fed may invite you to answer a survey, join a roundtable, or be part of a focus group. Here's why we're knocking at your door—and why you should answer.
2022 Perspectives from Main Street Survey Findings
By Nishesh Chalise, Violeta Gutkowski, Heidi Kaplan
This report offers findings of a survey designed to collect information on the effects of COVID-19 on low- to moderate-income people and communities and the entities serving them in 2022.
Perspectives from Main Street
By Nishesh Chalise, Violeta Gutkowski
The spread of COVID-19 and the many efforts to slow it are impacting communities throughout the nation. To best respond to this crisis, information is needed about the scope and scale of challenges in various communities. This report offers findings of a survey designed to collect information on the effects of COVID-19 on low- to moderate-income people and communities and the entities serving them. The survey was fielded by eight national partners and the Federal Reserve System's community development function.
Connecting Communities
By Fed Communities Staff
When COVID-19 hit the US, it became clear that millions of Americans and small businesses were disconnected from the banking system. This Connecting Communities webinar covers partnerships and programs created to help fill the capital void for the small businesses struggling most. Watch on demand.
Diverse group of employees taking notes
By Federal Reserve Community Development Staff
Imagine that racial and gender gaps no longer exist in the labor market. Would economic benefits extend beyond people no longer facing disparities?
CRA Building Blocks for Change
By Laurel Gourd, Maria Villanueva
In the 40+ years since the CRA was enacted in 1977, the way banking is conducted has changed. It's just one reason the Fed is looking to update the regulation we use to evaluate banks under the law.
CRA Building Blocks for Change
By Laurel Gourd, Maria Villanueva
Congress enacted the Community Reinvestment Act in 1977, requiring banks to reinvest in the communities in which they operate. Here's why the law was needed and why it's still relevant today.
Perspectives from Main Street
By Nishesh Chalise, Daniel Paul Davis, Michael Grover, Violeta Gutkowski, David Kaufmann, Karen Leone de Nie
Throughout 2020, the Federal Reserve surveyed nonprofits, financial institutions, government agencies, and other community organizations to understand the effects of COVID-19 on low- to moderate-income communities and the entities serving them. Here's what they found.