Beige Book
-

Community perspectives and conditions from the Fed’s Beige Book, February 2026
Community contacts report that rising costs for food, housing, and energy have strained low- and moderate-income communities and nonprofits, while rural hospitals face financial risks. Stable employment for some helped ease economic anxiety, contacts noted. But vulnerable groups and small businesses remained stressed under increasing costs, according to observations for the February 2026 Beige Book.
-

Community perspectives and conditions from the Fed’s Beige Book, January 2026
Demand for social services is growing while rising costs continue to strain household, small business, and service provider budgets, according to January 2026 Beige Book observations.
-

Community perspectives and conditions from the Fed’s Beige Book, November 2025
Here’s what nonprofit and community leaders, and workforce professionals serving lower-income people shared with the Federal Reserve for the November 2025 Beige Book.
-

Community perspectives and conditions from the Fed’s Beige Book, October
Here’s what nonprofit and community leaders, and workforce professionals serving lower-income people shared with the Federal Reserve for the October 2025 Beige Book.
-

Why community conversations matter in monetary policy
Beth M. Hammack, president and chief executive officer of the Federal Reserve Bank of Cleveland, reflects on her first year as a Fed president and how listening to community stakeholders plays a significant role in the decisions and actions the Fed takes to promote a healthy economy.
-

Community perspectives and conditions from the Fed’s Beige Book, August 2025
Here’s what nonprofit and community leaders, and workforce professionals serving lower-income people shared with the Federal Reserve for the August 2025 Beige Book.
-

Community perspectives and conditions from the Fed’s Beige Book, July 2025
Here’s what nonprofit and community leaders, and workforce professionals serving lower-income people shared with the Federal Reserve for the July 2025 Beige Book.
-

Community perspectives and conditions from the Fed’s Beige Book, May 2025
Here’s what nonprofit and community leaders, and workforce professionals serving lower-income people shared with the Federal Reserve for the May 2025 Beige Book.
-

Community perspectives and conditions from the Fed’s Beige Book, April 2025
Here’s what nonprofit and community leaders, and workforce professionals serving lower-income people shared with the Federal Reserve for the April 2025 Beige Book.
-

Community perspectives and conditions from the Fed’s Beige Book, February 2025
Here’s what nonprofit and community leaders, and workforce professionals serving lower-income people shared with the Federal Reserve for the February 2025 Beige Book.





