Building Wealth
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Credit Insecurity Index
The Credit Insecurity Index is a new tool that helps to provide a more comprehensive view of credit access and community credit health. By moving beyond metrics that traditionally focus on residents without a credit file or score, this Index incorporates an additional assessment of residents who are “credit constrained,” that is, unlikely to obtain…
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Taking structural roots into account to address the US racial wealth gap
The US racial wealth gap isn’t shrinking. Here’s why strategies that consider the problem’s deeper roots could make a difference.
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How the pandemic affected savings and debts, and how we can build wealth for all
There were large wealth gaps before the pandemic and rising prices are straining families’ resources. Yet there’s hope for an equitable and inclusive wealth recovery.
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Banks help Tulsa embrace a promising future
From job training and industry-recognized skills certificates to job placement services and financial literacy education, get to know one program helping low- and moderate-income residents of Oklahoma and southwest Missouri enter the workforce.
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Building wealth with financial education and homeownership
“Our lending partners have made huge financial commitments to increase minority homeownership.” Carrie Davis of Wealth Watchers shares how the Community Reinvestment Act has helped banks meet the needs of communities.