Community Lending
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![[Watch] Building Capacity of Community-Based Organizations](https://fedcommunities.org/wp-content/uploads/2024/01/connecting-communities-building-capacity-community-based-organizations.png?w=1024)
[Watch] Building Capacity of Community-Based Organizations
Explore the innovative strategies employed by community-based organizations (CBOs) nationwide. Gain valuable insights into guiding principles for effectively dispersing funds to underserved communities and strategies for building capacity of CBOs. Watch or listen on demand.
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CDFI innovations supporting housing access and stability
CDFIs shared innovative practices for supporting homebuyers, homeowners, and residential real estate developers in their responses to the Federal Reserve’s 2023 CDFI Survey.
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Regional groups use funding, skills training to build capacity in Appalachian communities
Together, Appalachia Funders Network and the Appalachian Regional Commission leverage each other’s networks to help bridge funding gaps — what they consider an essential ingredient in capacity building.
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When ‘mobile’ means buses or a horse and buggy: Innovative solutions to banking deserts
Two community banks, Bank of Bird-in-Hand and BankOnBuffalo, combat banking deserts in a unique way by bringing access to financial services to the communities that they serve.
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A closer look at rural CDFIs
Get insightful data and findings from the Richmond Fed’s 2023 CDFI Survey, highlighting the impact and challenges of rural CDFIs.
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Banking Deserts Dashboard
Discover banking deserts and potential ones using the Banking Deserts dashboard. This interactive dashboard provides census tract-level data of states and counties from 2019-2025.
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Data and discussion around CDFIs underscore the vital role they play
CDFIs play a critical role in getting capital into underserved communities. Findings from the Fed’s 2023 CDFI Survey, discussed at OFN’s annual conference, highlight opportunities and challenges facing the industry.
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![[Watch] How CDFIs are faring – Insights from the Fed’s 2023 CDFI Survey](https://fedcommunities.org/wp-content/uploads/2023/08/1920-x-1280-CC-Sept-7.png?w=1024)
[Watch] How CDFIs are faring – Insights from the Fed’s 2023 CDFI Survey
Discover how CDFIs are faring in today’s economy. Learn about their products and services, existing challenges, and potential solutions revealed by the Federal Reserve’s latest CDFI survey. Watch or listen on demand.
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Can small-dollar credit help some consumers stay afloat?
Small-dollar credit, like loans under $1,000, can help people handle unexpected expenses or income fluctuations. But affordable and accessible options are needed.
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2023 CDFI Survey Key Findings
From April 24 through June 2, 2023, the Federal Reserve fielded the 2023 CDFI Survey. Respondents touched on demand for products and services, innovation, and impacts of rising interest rates, a tight labor market, and rising wages. Here’s what 453 CDFIs said about their financial well-being and the road ahead.