Consumer Credit and Capital
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Survey of Consumer Finances (SCF)
The Survey of Consumer Finances (SCF) is normally a triennial cross-sectional survey of U.S. families. The survey data include information on families’ balance sheets, pensions, income, and demographic characteristics. Information is also included from related surveys of pension providers and the earlier such surveys conducted by the Federal Reserve Board. No other study for the…
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Consumer Credit Explorer
The Consumer Credit Explorer (CCE) is an interactive tool for examining trends in consumer credit use at the regional, state, and national levels.
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CDFI Finder
Looking for a CDFI that serves your neighborhood, city, or region? Enter your ZIP Code in the field below, select a search radius from the drop-down menu, and click “Find a CDFI.” Results will appear in order of their proximity to the specified ZIP Code.
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The Twin Cities Community Credit Profile
Interactive data tool illuminates credit conditions in the seven-county Minneapolis-St. Paul metropolitan area and demonstrates how people in some communities have more limited access to credit than others.
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Home Ownership Affordability Monitor
The Federal Reserve Bank of Atlanta’s Home Ownership Affordability Monitor (HOAM) provides a monthly measure of the median-income household’s capacity to afford the median-priced home at the national, metro, and metro-county levels.
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Enhanced Financial Accounts: Household Debt
A growing body of research documents the importance of household debt to the Great Recession and subsequent sluggish recovery. Notably, counties in which households were heavily indebted relative to their income at the beginning of the downturn experienced sharper declines in consumption expenditure and employment. The tables and interactive maps allow users to explore the…
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Credit Insecurity Index
The Credit Insecurity Index is a new tool that helps to provide a more comprehensive view of credit access and community credit health. By moving beyond metrics that traditionally focus on residents without a credit file or score, this Index incorporates an additional assessment of residents who are “credit constrained,” that is, unlikely to obtain…
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Community Investment Explorer
The CIE includes more than 3 million transactions totaling over $2.2 trillion in community and economic development capital from nine federal programs over a five-year period, primarily 2018-22. Data are based on the location of the project or the recipient of the funds (e.g., the affordable housing development, small business owner or consumer), not the…
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DFA: Distributional Financial Accounts
The Distributional Financial Accounts (DFAs) provide quarterly estimates of the distribution of a comprehensive measure of U.S. household wealth, beginning with the third quarter of 1989 and through the most recent quarter.