Cleveland Fed
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Affording homeownership now is hard for many. These approaches may help.
In this explainer, learn more about some of the factors recently complicating affordable US homeownership and discover how some communities and organizations are helping to extend affordable homeownership to more families.
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Community perspectives and conditions from the Fed’s Beige Book, February 2025
Here’s what nonprofit and community leaders, and workforce professionals serving lower-income people shared with the Federal Reserve for the February 2025 Beige Book.
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Powerful tool helps job seekers chart a path to higher-paying roles
The Occupational Mobility Explorer uses data from millions of employment ads to show workers the skills they need to attain higher-paying jobs.
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Community perspectives and conditions from the Fed’s Beige Book, January 2025
Here’s what nonprofit and community leaders, and workforce professionals serving lower-income people shared with the Federal Reserve for the January 2025 Beige Book.
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The Quarterly Catch-up, Q4 2024
Check out the latest community development-related research, analyses, and articles from all 12 Federal Reserve Banks and the Board of Governors. This post captures content published between October 1 and December 31, 2024, on topics affecting marginalized communities.
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Community perspectives and conditions from the Fed’s Beige Book, November 2024
Here’s what nonprofit and community leaders, and workforce professionals serving lower-income people shared with the Federal Reserve for the November 2024 Beige Book.
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Lower-income neighborhoods face greater flood risk, tougher recovery
Increasingly frequent and severe flooding can have devastating impacts on communities. The Federal Reserve Banks of New York, Cleveland, and Philadelphia examine flood risk in their regions and the implications for low-and-moderate income communities.
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Built to fail? Contracts for deeds often sell a homeownership illusion
Contract for deed homeownership agreements can appeal to lower-priced home buyers who believe they are unable to qualify for or secure a mortgage. But CFDs often lack consumer protections and can cost unsuspecting buyers their home and their investment in it.
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Community perspectives and conditions from the Fed’s Beige Book, October 2024
Here’s what nonprofit and community leaders, and workforce professionals serving lower-income people shared with the Federal Reserve for the October 2024 Beige Book.
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US small businesses: Recovery continues, a national initiative gains steam
At the 2024 SSBCI Midwest Regional Conference in Kansas City in August, jurisdictions throughout the Midwestern states and tribal governments convened with Treasury staff, bankers, and community development lenders to discuss ways to ensure funds from the State Small Business Credit Initiative (SSBCI) reach small businesses and entrepreneurs, particularly those in underserved communities.