Cleveland Fed
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Why community conversations matter in monetary policy
Beth M. Hammack, president and chief executive officer of the Federal Reserve Bank of Cleveland, reflects on her first year as a Fed president and how listening to community stakeholders plays a significant role in the decisions and actions the Fed takes to promote a healthy economy.
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Millions ready to work but face barriers, new and old
How do we better connect people with economic opportunity? Policy Summit 2025 panelists talk artificial intelligence, the need for child care and other supports, and the importance of word of mouth.
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The Quarterly Catch-up, Q3 2025
Check out the latest community development-related research, analyses, and articles from all 12 Federal Reserve Banks and the Board of Governors. This post captures content published between July 1 and September 30, 2025, on topics affecting communities.
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Small-business owners: Contribute to enhancing our understanding of small businesses
Small-business owners help inform policy conversations and decision-making. Take the Federal Reserve Small Business Credit Survey.
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Community perspectives and conditions from the Fed’s Beige Book, August 2025
Here’s what nonprofit and community leaders, and workforce professionals serving lower-income people shared with the Federal Reserve for the August 2025 Beige Book.
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Occupational Mobility Explorer
This interactive tool sheds light on career pathways in the U.S. labor market. The tool allows users to explore career paths and visualize how job skills needed for specific occupations can transfer to higher-paying occupations in the same geographical area. Users can also access resources to help them search for jobs in their region and…
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Home Mortgage Explorer
The Home Mortgage Explorer provides lending estimates produced from publicly available Home Mortgage Disclosure Act (HMDA) data.
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Small Business Credit Survey
Fed Small Business features small business research and analysis by the 12 Reserve Banks of the Federal Reserve System, including the national Small Business Credit Survey (SBCS) and related data, reports, and partner opportunities.
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2025 Community Perspectives Survey: Insights from the field—Health of entities serving low- and moderate-income communities
The second report from the 2025 Community Perspectives Survey highlights how LMI-serving organizations are managing demand, funding, and staffing. While many can meet community needs, challenges like resource strain and adapting to uncertainity are impacting their overall organizational health.
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2025 Community Perspectives Survey: Insights from the field—Economic conditions in low- and moderate-income communities
The 2025 Community Perspectives Survey, conducted nationally by the Federal Reserve, provides an overview of economic conditions in low- and moderate-income (LMI) communities. The first report examines key findings in the areas of housing, employment, financial stability, health, education, small business and access to technology.