Cleveland Fed
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The Quarterly Catch-up, Q3 2024
Check out the latest community development-related research, analyses, and articles from all 12 Federal Reserve Banks and the Board of Governors. This post captures content published between July 1 and September 30, 2024, on topics affecting marginalized communities.
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Community perspectives and conditions from the Fed’s Beige Book, August 2024
Here’s what nonprofit and community leaders, and workforce professionals serving lower-income people shared with the Federal Reserve for the August 2024 Beige Book.
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Community Perspectives Survey: Insights from the field—Health of entities serving low- and moderate-income communities
The second report from the 2024 Community Perspectives Survey focuses on the health of organizations serving low- and moderate-income (LMI) communities and discusses the challenges they face. These organizations provide vital services to lower-income communities and infrastructure that promotes economic resilience and mobility.
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Project highlights factors that influence Black business owners’ attitudes about debt
Data and conversations help inform reasons why Black businesses can be hesitant to apply for credit and emphasize the need for more education about the loan underwriting process.
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Community Perspectives Survey: Insights from the field—Economic conditions in low- and moderate-income communities
The 2024 Community Perspectives Survey, conducted nationally by the Federal Reserve, provides an overview of economic conditions in low- and moderate-income (LMI) communities. The first report examines key findings in the areas of housing, employment, financial stability, health, education, small business and access to technology.
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Community perspectives and conditions from the Fed’s Beige Book, July 2024
Here’s what nonprofit and community leaders, and workforce professionals serving lower-income people shared with the Federal Reserve for the July 2024 Beige Book.
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National Disability Institute and city partners push for an inclusive economy accessible to all
People with disabilities are more likely to be unbanked and underemployed. The National Disability Institute has a plan and the right partners—including the Cleveland Fed—to change this pattern and make the economy more accessible for everyone.
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The quarterly catch-up, Q2 2024
Check out the latest community development-related research, analyses, and articles from all 12 Federal Reserve Banks and the Board of Governors. This post captures content published between April 1 and June 30, 2024, on topics affecting marginalized communities.
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Community perspectives and conditions from the Fed’s Beige Book, May 2024
Here’s what nonprofit and community leaders, and workforce professionals serving lower-income people shared with the Federal Reserve for the May 2024 Beige Book.
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Worker Voices Special Brief: Self-Employment, Dreams Versus Reality
Worker Voices participants described weighing the tradeoffs of self-employment from the independence it gave to its income generation potential. This research found that participants were pushed or pulled into self-employment for a variety of factors and their experiences did not align with their expectations of this work.