New York Fed
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Community perspectives and conditions from the Fed’s Beige Book, February 2026
Community contacts report that rising costs for food, housing, and energy have strained low- and moderate-income communities and nonprofits, while rural hospitals face financial risks. Stable employment for some helped ease economic anxiety, contacts noted. But vulnerable groups and small businesses remained stressed under increasing costs, according to observations for the February 2026 Beige Book.
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Community perspectives and conditions from the Fed’s Beige Book, January 2026
Demand for social services is growing while rising costs continue to strain household, small business, and service provider budgets, according to January 2026 Beige Book observations.
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Community perspectives and conditions from the Fed’s Beige Book, November 2025
Here’s what nonprofit and community leaders, and workforce professionals serving lower-income people shared with the Federal Reserve for the November 2025 Beige Book.
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Community perspectives and conditions from the Fed’s Beige Book, October
Here’s what nonprofit and community leaders, and workforce professionals serving lower-income people shared with the Federal Reserve for the October 2025 Beige Book.
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The Quarterly Catch-up, Q3 2025
Check out the latest community development-related research, analyses, and articles from all 12 Federal Reserve Banks and the Board of Governors. This post captures content published between July 1 and September 30, 2025, on topics affecting communities.
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Could greater secondary market access help CDFIs meet growing demand?
Demand is up among underserved borrowers for community development financial institutions’ loans. Some industry experts are exploring whether these mission-driven lenders might leverage broader secondary market opportunities to increase available lending capital.
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Community perspectives and conditions from the Fed’s Beige Book, August 2025
Here’s what nonprofit and community leaders, and workforce professionals serving lower-income people shared with the Federal Reserve for the August 2025 Beige Book.
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Economic Heterogeneity Indicators (EHIs)
The EHIs are broad-based economic indicators that measure macroeconomic outcomes experienced by different demographic, economic, and geographic groups on both a regional and national level.
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Mapping Home Price Changes
Explore year-over-year changes in home prices since 2003, both regionally and nationally, using this dynamic map — updated with new home price index data on a monthly basis. Hover over a county for granular data.
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Credit Insecurity Index
The Credit Insecurity Index is a new tool that helps to provide a more comprehensive view of credit access and community credit health. By moving beyond metrics that traditionally focus on residents without a credit file or score, this Index incorporates an additional assessment of residents who are “credit constrained,” that is, unlikely to obtain…