New York Fed
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Credit Insecurity Index
The Credit Insecurity Index is a new tool that helps to provide a more comprehensive view of credit access and community credit health. By moving beyond metrics that traditionally focus on residents without a credit file or score, this Index incorporates an additional assessment of residents who are “credit constrained,” that is, unlikely to obtain…
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2025 Community Perspectives Survey: Insights from the field—Health of entities serving low- and moderate-income communities
The second report from the 2025 Community Perspectives Survey highlights how LMI-serving organizations are managing demand, funding, and staffing. While many can meet community needs, challenges like resource strain and adapting to uncertainity are impacting their overall organizational health.
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2025 Community Perspectives Survey: Insights from the field—Economic conditions in low- and moderate-income communities
The 2025 Community Perspectives Survey, conducted nationally by the Federal Reserve, provides an overview of economic conditions in low- and moderate-income (LMI) communities. The first report examines key findings in the areas of housing, employment, financial stability, health, education, small business and access to technology.
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Community perspectives and conditions from the Fed’s Beige Book, July 2025
Here’s what nonprofit and community leaders, and workforce professionals serving lower-income people shared with the Federal Reserve for the July 2025 Beige Book.
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The Quarterly Catch-up, Q2 2025
Check out the latest community development-related research, analyses, and articles from all 12 Federal Reserve Banks and the Board of Governors. This post captures content published between April 1 and June 30, 2025, on topics affecting communities.
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Community perspectives and conditions from the Fed’s Beige Book, May 2025
Here’s what nonprofit and community leaders, and workforce professionals serving lower-income people shared with the Federal Reserve for the May 2025 Beige Book.
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Community perspectives and conditions from the Fed’s Beige Book, April 2025
Here’s what nonprofit and community leaders, and workforce professionals serving lower-income people shared with the Federal Reserve for the April 2025 Beige Book.
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The Quarterly Catch-up, Q1 2025
Check out the latest community development-related research, analyses, and articles from all 12 Federal Reserve Banks and the Board of Governors. This post captures content published between January 1 and March 31, 2025, on topics affecting communities.
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Community perspectives and conditions from the Fed’s Beige Book, February 2025
Here’s what nonprofit and community leaders, and workforce professionals serving lower-income people shared with the Federal Reserve for the February 2025 Beige Book.
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Community perspectives and conditions from the Fed’s Beige Book, January 2025
Here’s what nonprofit and community leaders, and workforce professionals serving lower-income people shared with the Federal Reserve for the January 2025 Beige Book.