Small Business Credit Survey (SBCS)

Open sign with American flag
By Liz Duda
Small-business ownership allows military veterans to leverage skills gained while they served. The Fed’s Small Business Credit Survey shares insights about how veteran-owned businesses are doing.
2023 Small Business Credit Survey (SBCS)
By Emily Corcoran
Help inform policy conversations and decision-making. Take the Federal Reserve Small Business Credit Survey.
Black businessman with short hair, a black shirt, and wearing glasses talks on the phone. He sits at a wooden desk with framed photos on the wall behind him.
By Lucas Misera
Half of businesses survive at least five years but many start on shaky financial footing. The Federal Reserve Small Business Credit Survey reveals unique funding challenges for startups owned by people of color.
Female worker at coffee shop ringing out customer
By Fed Communities Staff
Find out how small businesses are dealing with hiring challenges, supply chain disruptions, and rising costs, plus what credit access gaps remain now that pandemic-related funding programs have ended. Watch or listen on demand.
Three employees working in small business shipping room
By Emily Corcoran
Small business owners with employees share their views on hiring, funding challenges, and more. Get takeaways from the latest Small Business Credit Survey report.
Black owned business sign on storefront
By Gabriella Chiarenza
Automated underwriting processes used by some lenders may have reduced racial disparities in accessing the Paycheck Protection Program.
Maria Thompson
By Fed Communities Staff
Maria Thompson knows small business, both personally and professionally. As the national outreach manager for the Federal Reserve Small Business Credit Survey (SBCS), Maria taps her expertise and personal experiences to advocate tirelessly for small firms.
Family-owned small business
By Dell Gines
Access to credit is vital for small businesses. The Federal Reserve's annual Small Business Credit Survey provides critical data and insights for policymakers, small business support program managers.
Lucas Misera
By Stacey Guinn
Get to know Lucas Misera, a policy analyst at the Cleveland Fed, and his work on the Federal Reserve's Small Business Credit Survey.