Latest News and Views
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To advance workers and the bottom line, employers act on benefits cliff
Benefits cliffs challenge workers’ financial security and career advancement and introduce staffing and retention complications for employers. Pilot programs and partnerships offer employers guidance on how they can help address the issue.
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The Quarterly Catch-up, Q2 2025
Check out the latest community development-related research, analyses, and articles from all 12 Federal Reserve Banks and the Board of Governors. This post captures content published between April 1 and June 30, 2025, on topics affecting communities.
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Where small businesses bank and why: Insights from the Small Business Credit Survey
Strong relationships with financial services providers are vital to the success of small businesses. Data from the 2023 Small Business Credit Survey (SBCS) gives insight into what small businesses value most in these relationships.
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LIHTC affordability requirement expirations and their implications on the supply of guaranteed affordable housing
Research conducted by the Chicago Fed explains how the exit of guaranteed affordable rental units from the Low-Income Housing Tax Credit program will affect the long-term supply of affordable housing.
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![[Watch] Highlights from the 2024 Survey of Household Economics and Decisionmaking](https://fedcommunities.org/wp-content/uploads/2023/06/shed-connecting-communities-0713.png?w=1232)
[Watch] Highlights from the 2024 Survey of Household Economics and Decisionmaking
During this Connecting Communities webinar, researchers from the Federal Reserve Board of Governors presented the key findings from the 2025 Survey of Household Economics and Decisionmaking (SHED). Watch or listen on demand.
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Community perspectives and conditions from the Fed’s Beige Book, May 2025
Here’s what nonprofit and community leaders, and workforce professionals serving lower-income people shared with the Federal Reserve for the May 2025 Beige Book.
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Child care: An economic issue
Accessible high-quality child care contributes to a thriving economy and workforce. However, the limited supply and high cost of quality care is out of reach for many families.
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Rutger’s Heldrich Center uses data to help bolster workforce initiatives
The John J. Heldrich Center for Workforce Development provides research expertise and analysis to organizations, including the Fed, to help improve education, training, and workforce development programs that affect employers and employees.
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Economic Well-Being of US Households in 2024
The Federal Reserve Board’s 2024 Survey of Household Economics and Decisionmaking report explores the financial circumstances of adults and families, highlighting stable well-being amid ongoing price concerns and a strong labor market.
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Workforce as an investment: Philadelphia Fed Patrick Harker reflects on the Fed’s work in building a more inclusive workforce
In this Q&A, outgoing Philadelphia Fed President and CEO Patrick Harker, who has helmed the Philly Fed since 2015, reflects on why he views workforce development as an investment, how the Fed’s role in supporting workers has evolved, and how listening to communities has shaped his approach to monetary policy.
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Community perspectives and conditions from the Fed’s Beige Book, April 2025
Here’s what nonprofit and community leaders, and workforce professionals serving lower-income people shared with the Federal Reserve for the April 2025 Beige Book.
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Debt-related license suspensions put the brakes on employment
Debt-related driver’s license suspensions can keep people out of the workforce and make it hard for businesses to find and keep the employees they need. Research and practical interventions are helping to change that.